Your portfolio, in RealTime. Your next move, with Insight.
Concatenate RealTime™ Insights puts property managers, asset managers and investors on one live record of every asset — on the RealTime engine that has run institutional portfolios for more than a decade. Insights AI works alongside them: drafting the period report, flagging the asset that’s drifting, and building the agenda for the next meeting.
New Insights for iPhone & iPhone Duo →Eleven modules. One record. Nothing retyped.
Every module reads and writes the same asset, the same period and the same action register — so the number in the leasing plan is the number in the report, the Scorecard and the investor’s inbox.
Period Reporting
Lock the figures, write the commentary, approve it and publish the period’s record — every asset, every period, in one close.
ESG Reporting & Oversight
Certifications, energy performance, compliance and health & safety — closed with the rest of the period and rolled up across the portfolio.
Occupancy Planning
Model renewals, expiries and lease-up as assumption scenarios; the RealTime engine recalculates the forecast and shows the gap to fill.
Capital Projects
The capital budget and the long-term plan in one place — reforecast cost, cost to complete and commentary, with execution detail a tab away.
| Project | Budget | Reforecast | To complete |
|---|---|---|---|
| Mechanical retrofit Over budget | $1.40M | $1.65M | $0.31M |
| Lobby doors | $0.12M | $0.12M | $0.12M |
| Roof membrane Completed | $0.44M | $0.41M | $0.00M |
Arrears Management
Every tenant over threshold, aged and explained — rent and ancillary due, notices served, recovery rate, and an action one tap away.
| Tenant | Rent due | Ancillary | Flag |
|---|---|---|---|
| Acme Logistics | $118.4K | $9.6K | Escalating |
| Prairie Freight | $31.2K | $2.1K | Repeat |
Debt & Valuation Monitoring
LTV, DSCR, maturities and appraisals watched against your thresholds — with refi shock priced off the market’s current rate.
Market Comps & Surveillance
Each asset against its submarket — vacancy, asking rent, cap rate and refinancing rate — from dated, sourced benchmarks.
| Measure | 925 Bay St | Submarket | Snapshot |
|---|---|---|---|
| Vacancy | 18.0% | 14.2% | Q2 2026 |
| Asking rent (net, psf) | $31.50 | $33.10 | Q2 2026 |
| Cap rate | 6.25% | 6.00% | Mid-2026 |
| Refinancing rate | 3.60% | 6.40% | Refi shock |
Asset Scorecard
A 0–100 health score across financial, leasing, arrears, capital, debt and valuation — every red flag with its evidence.
Recovery Playbooks
Twenty-eight interventions tied to the red flags that call for them — in your firm’s words, on the Scorecard and the review agenda.
Review Meetings
Insights AI builds the agenda from the Scorecard, the actions on the next review and last meeting’s open items. Run the meeting on the record — every decision lands back on the work.
| Agenda item | Owner | Decision |
|---|---|---|
| Anchor surrender terms | J. Moreno | Approved |
| Open a lender dialogue | J. Moreno | Needs info |
| Parkade lighting retrofit | Pat Lee | Deferred |
Property Inspections
Your checklists on the web or on iPhone with no signal — findings with priority and photos, actions raised from the walk.
What’s found in the basement reaches the boardroom.
Follow one finding from a property walk to the investor’s report. Nobody exports it, emails it or retypes it.
A finding
Rear exit doesn’t latch — Deficient, Immediate, two photos. Logged on iPhone three levels down.
An action
Raised from the walk, due on the finding’s target date, on the asset’s register.
The commentary
This period’s note goes on the commentary report. Insights AI drafts the section, every figure cited.
A decision
It’s on the next review meeting’s agenda automatically — decided, noted and owned.
The record
The investor reads the finished report, the frozen Scorecard and the action’s live status.
AI that shows its work — and asks before it writes.
Insights AI reads every asset’s period the way your best analyst would: it ranks the book, explains each red flag, drafts the commentary and suggests the action. Every figure it quotes is cited to its source and checked before you accept it.
- Drafts commentary during the close — Standard, Deep or Hybrid — in your firm’s voice.
- Ranks the whole book by health, and says why each asset moved.
- Suggests actions from the period’s figures and filed documents; you accept, edit or dismiss.
- Bring your own AI. Claude, ChatGPT, Gemini, Copilot and others connect over MCP — 50 tools, exactly your access, writes off until an admin turns them on.
Built for the building, not the desk.
Walk a full inspection where there’s no signal, update an action from the lobby, and take Insights AI’s suggestions between meetings. Made for iPhone and iPhone Duo — it opens out into a workspace when you do. iPad follows.
- Offline by design — answers, photos and actions wait on the phone and send in order.
- The same record — the app never computes a figure; it shows what Insights reports.
- Private — App Lock, nothing on the lock screen, no third-party analytics.
Windows and sealants
The same record, shaped for the job in front of you.
A persona sets what you see first, what you can change, and how Insights AI frames its answers.
Run the building. It’s already on the record.
Commentary on the line, actions that carry forward, inspections and arrears follow-up — from your desk or the parkade.
For property managers → Asset ManagersOwn the narrative. Skip the formatting.
Approve the close, read the Scorecard, run the review, plan occupancy and watch the debt — with AI drafts you can trace.
For asset managers → InvestorsTrust your operators. Verify continuously.
A ranked, evidenced read of every asset, read-only by design — or ask your own AI the question over MCP.
For investors →A decade-old engine under a brand-new app.
If you know Concatenate, you know RealTime™ — the rules and calculation engine that has run performance management for institutional portfolios totalling tens of billions in AUM for more than ten years. Concatenate RealTime Insights is what it has become: the same engine — recalculating the occupancy forecast, locking the figures at close, checking that the sums agree — under an app built for the way your team works now. The app moves fast; the numbers don’t move with it.
Built by people who have operated, asset-managed and invested in institutional real estate for 35+ years — and engineers who think an AI should cite its sources.
Your data, your cloud, your keys.
Your own database
Each environment has its own database, hosted in your cloud — Azure, AWS or on-premises. Encryption at rest is set by you.
Access you control
Microsoft Entra ID sign-in, portfolio, asset and section-level access, and SOC 2-aligned controls.
Every change on record
An append-only audit log, kept seven years — who changed what, when, and from where.
AI on a short leash
Agents get exactly your access. Writes are off until an admin allows them, nothing can be deleted, and every write is logged.
See your portfolio on one record.
A 30-minute walkthrough on a sample portfolio: the close, the Scorecard, a review meeting, Insights AI with its citations, and a property walk on iPhone.